Denied or Underpaid? Fight Back With a Pro.
The insurance company sends their adjuster the moment you file. Michael and Jennifer Deckelman are both licensed public adjusters with thousands of claims combined, from Hurricanes Laura and Ida to the Palisades wildfires. Every policy is reviewed before any contract is presented. Public adjusting is contingency-based in most states.
Request a Free Claim Review
Michael or Jennifer will review your situation and respond within one business day. Often same-day.
Submissions go directly to Michael or Jennifer, not a call center. Your information is never sold or shared. Privacy policy.
We've Got Your Request.
Expect a direct response from Michael or Jennifer within one business day. They'll reach you at the phone or email you provided.
"The moment you file a claim, the insurer's team begins working to minimize what they pay you. Most policyholders accept the first offer, never knowing what their policy actually entitled them to."
- The insurer's adjuster is trained to limit payouts, not to find everything your policy covers.
- Every policy has duties after a loss, exclusions, and conditions. Most policyholders never read them. We do, for every client, before any contract is signed.
- A denial is not final. Many are reversed with the right documentation and a licensed advocate on your side.
- Public adjusting is contingency-based, so we earn nothing unless we recover more for you. No financial risk in getting a second opinion. (Contingency in all states except Louisiana, where hourly applies. Appraisal and expert work are flat fee or hourly in all states.)
How a Claim Review Works
Three clear steps. No jargon, no runaround. A licensed adjuster in your corner from the first call.
Submit Your Claim Details
Fill out the short form above or call 601-552-0901 directly. Share basic details about the property, the damage, and what the insurer has offered or decided so far. No claim is too small to review.
Independent Policy Review
We analyze your policy language from top to bottom: duties after a loss, exclusions, endorsements, and conditions. Then we compare it against the insurer's estimate and your damage records, identifying underpayments, missed scope, applicable code upgrades, and any grounds for appeal or appraisal demand.
We Negotiate. You Recover.
We handle all communication with the carrier on your behalf. We don't stop until every dollar owed under your policy is documented, demanded, and settled in your favor.
Services & Coverage Areas
From everyday residential losses to complex commercial disasters. No claim is too small, and we specialize in fire and smoke damage.
Currently Licensed In
Public Adjusting
We represent policyholders through every stage of a property insurance claim: filing, documentation, site inspection, negotiation, and final settlement. Residential and commercial. We specialize in fire and smoke damage, and no claim is too small. Every policy is reviewed before any contract is presented. Contingency fee in most states; hourly in Louisiana.
Property Insurance Appraisal
When you and your insurer disagree on the value of a covered loss, the appraisal process gives you a path to a fair resolution. We serve as your competent, independent, and disinterested appraiser, fighting for the full scope of damage related to your date of loss and building the strongest valuation estimate possible. Appraisal work is handled on a flat fee or hourly contract in all states.
Expert Witness & Consulting
Attorneys and policyholders in litigation or mediation rely on our independent written opinions and testimony covering property damage causation, scope, and valuation. We also consult directly with policyholders who need a credentialed second opinion outside of a formal claim engagement. Expert work is handled on a flat fee or hourly contract in all states.
Your Advantage in Every Claim
We don't just submit paperwork. We build the most thorough case possible for what you're owed.
Michael & Jennifer Deckelman, Licensed Adjusters
Michael and Jennifer are both licensed public adjusters who have worked thousands of claims combined, from Hurricanes Laura, Delta, Zeta, Ida, Ian, and Francine to the Palisades wildfires to everyday residential losses and complex commercial properties.
You Work With Michael or Jennifer Directly
When you call or submit a form, you reach Michael or Jennifer. The licensed adjuster who reviews your file is the same person who handles your claim from start to finish. No handoffs, no junior staff, no call centers.
16-Year Law Enforcement Background
Michael is a 16-year law enforcement veteran with thousands of hours documenting and investigating major crimes, and extensive experience in depositions and courtroom testimony. That background brings a level of documentation precision, credibility, and composure under pressure that most adjusters simply don't have and no amount of classroom training can replicate.
Fire & Smoke Specialists
We specialize in fire and smoke damage claims, among the most complex and most frequently underpaid loss types. From total losses to partial smoke contamination, we know how to document, scope, and demand full compensation.
Policy Experts, Every Line, Every Time
We are fluent in policy language from duties after a loss to detailed exclusionary conditions. Every policy is reviewed before any contract is presented to you. No surprises, no assumptions about what's covered.
No Claim Too Small, No Loss Too Complex
We handle everyday residential losses with the same thoroughness as catastrophic commercial claims. Whether it's a single room of smoke damage or a multi-building commercial site, our process is the same: complete, documented, and defended.
Appraisal & Expert Credentials
Beyond public adjusting, we serve as your competent, independent, and disinterested appraiser in insurance appraisal proceedings and as an independent expert witness in legal disputes, backed by a Commercial Contractor License pending in Louisiana.
Transparent Fee Structure
Public adjusting is contingency-based in all states except Louisiana, where state law requires hourly billing. Appraisal and expert work are handled on a flat fee or hourly contract in all states. Every fee arrangement is fully explained before you sign anything.
Speak Directly With Michael or Jennifer
601-552-0901This line goes directly to Michael or Jennifer, not a call center or voicemail box. Available for claims in Mississippi, Louisiana, Florida, Texas, Colorado, and California. No claim too small.
Don't Accept the First Offer.
A free claim review takes five minutes and costs nothing. Michael and Jennifer have worked thousands of claims combined, from Hurricanes Laura, Ida, and Ian to the Palisades wildfires and beyond. They're ready to review yours. Leaving recoverable money on the table because you didn't know you could push back costs far more than a phone call.